What do you want to see happen in your life before New Year’s 2019? 2019 sounds like a long time, but it’s only a year way! Rather than making resolutions you might not keep, I’d like you to think about 2018 in a different way.

plannerSomeone once told me to take everything off my calendar and see what surfaces. Then you know that is what is important! At first, I could not imagine how I could ever do that. But after one Christmas/New Year season, I discovered things slowed down for a brief moment. It was the perfect opportunity to see and think clearly about what was important. I asked myself what is important for the next year and what is important to God?

I pray you find your moment of silence in the next week before the worries and cares of the world take you away for another 365 days. Maybe you’re thinking: “I would have more peace if I had more time, or money, or personal fulfillment.” But how do we find peace in our current situation? If you desire more peace, I challenge you to seek God concerning your personal and professional priorities focusing on faith, finances, and family. Ask yourself: What brings me the most peace and fulfillment? Are there changes that need to be made? Then act on what you learn.

Three Steps to make the changes you want in 2018

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There are various steps to take toward lasting change, but for now, I’m suggesting three. Consider following this process: (1) contemplate what is of highest priority, (2) decide what needs to be done and make a realistic plan, and (3) put it on your calendar.

1. Contemplation

Think about how you want 2018 to be different. Here’s some topics and questions to get you thinking.

Your Time. You have a calendar of 365 days. Ask yourself:

Does my schedule reflect my priorities?
Does it have margins for responding to the unexpected?
Does it build in time for turning off, reflecting, and savoring the moments?
Does my calendar have days for going off grid and resetting?

Your Finances. For many people having their finances in order would bring them peace. Ask yourself:

Do I have a mindset of lack or abundance?
What do I need to be thankful for?
Whom do I need to talk to for financial advice?
What family members need to be included in financial conversations?
Am I preparing my spouse/children for handling finances?

Finding Fulfillment. What makes your life worth living rather than just making a living? Ask yourself:

Do I remember the important things I did last month, or is it just a blur?
Am I doing too much too fast to enjoy doing it with excellence?
Am I so busy providing for my family that I am depriving them of myself?
Am I an example of the faith I profess?
Am I doing something that makes me want to get up in the morning?
Do I spend money to bring me satisfaction or use money to bring benefit to others?

2. Decide and Plan

Decide what you want to do with the answers to your questions. Don’t be satisfied with general answers, break them into realistic, achievable steps. For example, say you wanted to read more in 2018, rather than making a list of books you want to read determine to read 30 minutes a day or a chapter a day. Rather than ticking a book off your list, it’s something you can reward yourself for each day. Got the idea?

3. Schedule

Once you have your plan; schedule it and put it on your calendar. Don’t skip this step! Ask yourself: what do I need to take action on this week, next month, by December 2018? Make an appointment with yourself. And keep it! You don’t cancel on others without a good reason, don’t cancel on yourself! Follow through!

Let’s Talk

Message me in the box next to this article. I want to hear what would bring you peace and fulfillment in 2018. Better yet, let’s get together to look at your financial picture to see how bringing it into order might bring you more peace and set you up to fulfill your dreams for the future.

I wish you a fulfilling, peace-filled, and prosperous New Year!

For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future. Jeremiah 29:11

Important Disclosures: The information provided here is of a general nature and is not intended to answer any individual’s financial questions. Do not rely on information presented herein to address your individual financial concerns. Your receipt of information from this material does not create a client relationship and the financial privileges inherent therein. If you have a financial question, you should consult an experienced financial advisor. Moreover, the hiring of a financial advisor is an important decision that should not be based solely upon blogs, articles, or advertisements. Before you hire a financial advisor, you should request information about the financial advisor’s qualifications and experiences. Past performance is no guarantee of future results. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Examples provided are for illustrative (or “informational”) purposes only and not intended to be reflective of results you can expect to achieve. Judy Hulsey (“Judy”) works with Allgen Financial Advisors, Inc. (“Allgen”), which is an investment advisor registered with the SEC. Neither Judy nor Allgen provide personal financial advice via this material. The purpose of this material is limited to the dissemination of general information regarding the services offered by Judy and Allgen. It is not intended to be a solicitation or offer to sell investment advisory services to residents of any state in which Allgen is not currently authorized to do so. The Disclosure Brochure, Form ADV Part II, which details the business practices, services offered, and related fees of Allgen, is available upon request.